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Great Vacation Rental Home!
Great Vacation Home for Rent On Beautiful Edisto Beach, SC
Location: 303 Palmetto Blvd
Price: Rental Rates Vary
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What little-known folk remedy is said to help keep bats away from your home?

A 
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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The Jill Moylan Team, REALTOR®, real estate agents and broker for Edisto Beach and Walterboro, South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jill Moylan Team
Home Advantage Realty

2615 Devine Street
Columbia, SC 29205
803-608-4663
moylanjill@NUMBER1EXPERT.com


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